At MSN money Central bankrate.com writes about 10 nasty money habits to kick:

• Spending without a budget.
• Carrying a balance on credit cards.
• Ignoring interest rates.
• Not investigating disability insurance.
• Failing to see how little purchases add up.
• Not matching employer’s contribution to retirement.
• Waiting until the last minute to fund IRA.
• Paying everyone else, saving “what’s left.”
• Not managing your investments.
• Getting emotional about your investments.

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